Prudent life cover


A groundbreaking plan designed to redefine the traditional notion of coverage. More than just insurance, it’s a genuine partnership aimed at safeguarding your family’s future. With the assurance of premium refunds, fortified by a security shield, and coupled with annual health check-ups, Prudent Life stands as your unwavering ally, ensuring a future that’s not only secure but also thriving with vitality. Welcome to a new era of insurance, where your peace of mind and well-being take center stage.

Plan Overview

  • Guaranteed Premium Return: Receive a complete refund of premiums at the policy’s end if no claims were filed during the policy period.
  • Customized Coverage: Enjoy personalized protection with 100% Sum Assured for death, 200% for accidental death, full coverage for total permanent disability, and half coverage for critical illness.
  • Final Expense Inclusion: Comprehensive coverage that includes last expense protection for your peace of mind.
  • Convenient Payment Flexibility: Choose from monthly, quarterly, or semi-annual premium payment options for greater flexibility in managing your policy.
  • Annual Medical Checkup: One medical check-up per policy year for active policies

Key features of – Prudent life

Cover Requirements

For Principal

General Prudent life Frequently Asked Questions

  • Exclusions: Suicide, criminal
    acts, alcohol, and drug abuse,
    war-related incidents.
  •  No cash refunds if you stop or
    opt to discontinue the plan.
  • Essential requirements for
    all claims: Original policy
    document, ID of Claimant,
    Intimation Form.
  • Additional requirements
    for specific claims: Death
    certificate, police report,
    medical examination report.
Clients Feedback

Our Clients Reviews

Thank you, Prudential, for your promptness on the Toll-free line and the WhatsApp group. Martha, Ritah and Elliot, thanks for the super work that you do.

    Immaculate Gonza.

    Centenary Bank.

    Am a service provider and I have worked with so many Insurance companies but by far “The Pru”, has proved to be very prompt when it comes to payment.

      Joel Oroni.

      IMC General Manager.

      Thank you Ritah for your kindness. You really helped me when I was stuck at Doctor's hospital Sseguku. May God reward you abundantly.

        Jacenta Ashaba

        Centenary Bank.

        Thank you Ritah! Thank you that you do not use automated machines, but we get to speak to people like you. We appreciate Prudential, you guys have come into the market with your new thing and it is good. Medical wise we are happy with Prudential!

          Julius Lubega.

          Centenary Bank

          Thank you, Prudential, for the birthday message, I also received messages for my dependants.

            Gertrude Nahabwa

            Centenary Bank

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            Office Location

            7th Floor, Zebra Plaza, Plot 23 Kampala Road, Kampala

            Prudential Uganda is regulated by the Insurance Regulatory Authority of Uganda, whose main responsibility among others, is to ensure that insurance companies honour claims. Furthermore, Prudential Uganda is a subsidiary of Prudential plc, UK, a company that has been honouring claims for over 175 years.

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