Decreasing Term

Preview

Pru Decreasing term is a product that is taken out to pay the outstanding bank obligations in the event of untimely death.

Plan Overview

Pru Decreasing term is a product that is taken out to pay the outstanding bank obligations in the event of untimely death.
It is ideal for protection of family assets in the event one has outstanding bank obligations at the time of death, instead of the bank selling off assets attached as collateral.

Key features of – Decreasing Term

Cover Requirements

For Principal

Decreasing Term Benefits

General Decreasing Term Frequently Asked Questions

Can a person have more than one Life policy?

Yes, you can have more than one life insurance policy but this should be guided by the need one has, in-order to avoid being over or under insured.Remember to always choose a plan whose premiums you can afford to pay.

Is medical test mandatory to purchase a Life insurance policy?

If i do not pay my premiums, what will happen to my policy?

Can this policy be surrendered?

Can I change the duration of the cover after the Decreasing Term policy is issued?

Yes, the policy holder can change any aspect of his/her policy within 30 days from issuance.

Can I change the duration of the cover after the Level Term policy is issued?

Yes, the policy holder can change any aspect of his/her policy within 30 days from issuance.

What happens to term life insurance at the end of the tenure?

What kind of deaths are not covered in term insurance?

What is required of me as a client to qualify for the benefits on this policy?

Clients Feedback

Our Clients Reviews

Thank you, Prudential, for your promptness on the Toll-free line and the WhatsApp group. Martha, Ritah and Elliot, thanks for the super work that you do.

Immaculate Gonza.

Centenary Bank.

Am a service provider and I have worked with so many Insurance companies but by far “The Pru”, has proved to be very prompt when it comes to payment.

Joel Oroni.

IMC General Manager.

Thank you Ritah for your kindness. You really helped me when I was stuck at Doctor's hospital Sseguku. May God reward you abundantly.

Jacenta Ashaba

Centenary Bank.

Thank you Ritah! Thank you that you do not use automated machines, but we get to speak to people like you. We appreciate Prudential, you guys have come into the market with your new thing and it is good. Medical wise we are happy with Prudential!

Julius Lubega.

Centenary Bank

Thank you, Prudential, for the birthday message, I also received messages for my dependants.

Gertrude Nahabwa

Centenary Bank

Give Us A Call

0800-200-052

Send Us A Message

customercare@prudential.ug

Office Location

10th Floor, Zebra Plaza, Plot 23 Kampala Road, Kampala

Prudential Uganda is regulated by the Insurance Regulatory Authority of Uganda, whose main responsibility among others, is to ensure that insurance companies honour claims. Furthermore, Prudential Uganda is a subsidiary of Prudential plc, UK, a company that has been honouring claims for over 175 years.