It's a form of financing that is designed for members of small, medium-sized and large groups.
Plan Overview
What is Individual Health Insurance?
Today, heart attack and cancer are the most common major illnesses. If you take a moment, you will definitely remember a friend or family member who has experienced these tragic events. Today, thanks to the marvels of modern medicine, people can fight these traumatic conditions and emerge victorious. However, the costs associated with recovery could place a huge strain on your finances. To counter these costs, you need a plan that can give you what other traditional health plans may not provide – a lump sum insurance payout on detection (without any medical bills). This cash payout can help to pay for your medical costs and can also ensure that your income never stops.
Pru Med Benefits

Increasing Cover Benefit
Select this option to get a 10% increase in cover for every no-claim policy year

Family Benefit For Couples
5% discount on first year premium when you buy health cover for yourself and spouse

Existing Customers Discount
5% loyalty discount on first year premium for all existing customers

Payout On Diagnosis
Get paid on diagnosis of any of the listed Minor/Major conditions

Waiver Of Premium
In case of Minor/Major claim or on diagnosis of permanent disability due to accident

Payout For Minor Conditions
Get up to 25% of the Sum Assured on diagnosis of any of the covered Minor conditions

Income Benefit
Get 1% of the Sum Assured as additional income for 5 years on diagnosis of Major conditions